A Banking Platform

for the Modern World

Discover our platform

Event-driven, microservice architecture. Finxact’s next-gen platform powers innovation for the business of banking.

what it is

A next-gen platform

Finxact is a modern system of record and transaction processing engine, agnostic to asset classes, currencies and time zones.

De-risk infrastructure modernization by proceeding incrementally at your own pace and scale
Design and launch new products at speed with reusable components
Leverage the elasticity of the cloud and lower costs with consumption-based pricing

TECHNICAL BENEFITS

An adaptive and open data model 


REAL-TIME

  • High-velocity, in-balance transaction processing eliminates end-of-day and batch reconciliation

TEMPORAL

  • Recreate “as-of” views into any transaction, event or occurrence without cutoffs or offline operations

EVENT-DRIVEN

  • System events produce Kafka-managed streams or even listeners in decoupled microservices

EXTENSIBLE

  • Designed for creativity and adaptability, the core allows you to author and ingest new schema and add new data objects and attributes

MULTI-POSITION

  • Accounts can be composed of multiple positions, each with sub-balances and unique behaviors (savings, line of credit, crypto, ESG score, mortgage)

MULTI-ASSET

  • Supports position keeping for any asset type or currency

BUSINESS RULES

  • Domain-specific language (TypeScript) allowing product owners and business analysts to easily create business rules to act upon or decision events

API-FIRST

  • Modern RESTful APIs power thousands of banking functions and enable 100% CRUDL access to customer and transaction data

CLOUD-NATIVE

  • Unencumbered by legacy technology, the cloud-native core is globally accessible, scalable and consumption-based, running in several major public cloud providers

OPEN

  • 100% accessible data model

MICROSERVICES

  • Componentized microservice architecture for consumption of discrete and decoupled services

Fully integrated with and enhanced by
the Fiserv suite of solutions

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Online account opening

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Payment services

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Credit card services

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Treasury services

WHO WE SERVE

Transformation across industries

  • Innovation platform for new product assembly, configuration and launches
  • Platform for new digital banks or brands
  • Incremental transformation that gets wins early, allows for iterative product delivery and enables future success
  • Expanded TAM to include embedded finance and BaaS
  • 100% accessible data via modern RESTful APIs

Modernize legacy core infrastructure

WHAT WE OFFER


  • Innovation platform for new product assembly, configuration and launches
  • Platform for new digital banks or brands
  • Incremental transformation that gets wins early, allows for iterative product delivery and enables future success
  • Expanded TAM to include embedded finance and BaaS
  • 100% accessible data via modern RESTful APIs
  • Lightweight, decoupled microservices for banking
  • Event-driven system of record
  • Rapidly deploy new products and services
  • Developer Studio from Fiserv

Discreetly embedded finance and payment APIs

what we offer


  • Lightweight, decoupled microservices for banking
  • Event-driven system of record
  • Rapidly deploy new products and services
  • Developer Studio from Fiserv
  • Innovation platform for new product launches
  • Fully integrated banking ecosystem with Fiserv surround
  • Finxact open core for connecting with partners and fintechs

Compete with the largest banks and nimble fintechs

what we offer


  • Innovation platform for new product launches
  • Fully integrated banking ecosystem with Fiserv surround
  • Finxact open core for connecting with partners and fintechs

How we can help

Innovate how and when you want

Explore our ecosystem partners

Explore our ecosystem of partners

Start your transformation today